Insurance

PROTECT YOURSELF...    We strongly recommend that tour members consider obtaining travel insurance coverage, in case they are required to cancel their trip due to an unforeseen medical emergency. We now offer a CANCEL FOR ANY REASON policy through our provider (see details, below).

If requested, Opera Quest will assist with insurance arrangements and requirements through our preferred supplier. Full details on insurance may be obtained through the Opera Quest office. Prices will vary according to client age, tour cost and tour duration.

We regret that we are unable to provide insurance for residents outside the U.S. and Canada.

Why Buy Now?

Purchase within 15 days of the date your initial Trip deposit is received and qualify for these additional benefits:

1. A Waiver of the Pre-Existing Condition Exclusion, to cover certain injuries and illnesses that would not otherwise be covered by the policy.
2. Protection for Certain Terrorist Acts — if you cancel your trip due to a terrorist incident ocurring in any city
   on your trip itinerary, within 30 days before or after your scheduled departure date.
3. Cancel for Any Reason Coverage, if this Optional Benefit is purchased.
4. Protection for Financial Default of an airline, cruise line or tour operator.

Policy Details

BENEFITS (Plan A)	MAXIMUM LIMIT (per person)
Pre-Departure Trip Cancellation	UpTo Trip Cost * (Maximum $50,000)
Post-Departure Trip Interruption	Up To 150% Of Trip Cost * (Maximum $75,000)
Trip Delay (12 Hours or More)	$150 Per Day $600 Maximum
Medical Expense/Emergency Assistance  Includes:  Accident & Sickness Medical Expenses Emergency  Medical  Evacuation Repatriation of Remains 24-Hour Worldwide  Assistance Service Hotline	$50,000
Baggage / Travel Documents	$1,000
Baggage Delay (24 Hours or More)	$200
Accidental Death and Dismemberment (Principal Sum)	$25,000
OPTIONAL BENEFITS
Cancel for Any Reason Benefit (Plan B)	75% if Non-refundable Trip Cost *
Select Plus™ Upgrade (Plan C)	ADDITIONAL LIMIT per person
Accident & Sickness Medical Expenses	$50,000
Medical Evacuation	$1,000,000
Repatriation of Remains	$1,000,000

* If you insure an amount less than your total prepaid Trip costs that are subject to cancellation penalties or restrictions:

1. the exclusion for Pre-Existing Conditions will not be waived;
2. the maximum benefit for Pre-Departure Trip Cancellation and Post-Departure Trip Interruption will be limited to the amount of coverage you purchased; and
3. there will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased.

Cost

(age calculated on postmark date of insurance application)

For Trips 1 - 30 Days, use the following formula:

Trip Cost X Rate = Your Payment (plus $5 Processing Fee)
($200 min)

To upgrade your Medical Expense/Emergency Assistance coverage from $25,000 to $100,000: For all participants listed on your Enrollment
Form (all ages), add $4.00 per day for each day of your entire Trip.

Click here to purchase a policy now.